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<!DOCTYPE html><html lang="fr"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=5"/><meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=5"/><link rel="preload" as="image" href="/elysee/site/logo-mark.png"/><link rel="preload" as="image" href="/elysee/site/photos/hero-solutions.jpg"/><link rel="stylesheet" href="/elysee/site/_next/static/css/2a3c3095aac0a08d.css" data-precedence="next"/><link rel="preload" as="script" fetchPriority="low" href="/elysee/site/_next/static/chunks/webpack-69e04c238a721e5b.js"/><script src="/elysee/site/_next/static/chunks/fd9d1056-62aaf4b921c84028.js" async=""></script><script src="/elysee/site/_next/static/chunks/23-6a4aa82e92417687.js" async=""></script><script src="/elysee/site/_next/static/chunks/main-app-59082694d8a8201f.js" async=""></script><script src="/elysee/site/_next/static/chunks/138-910cd1f44faac390.js" async=""></script><script src="/elysee/site/_next/static/chunks/app/nos-solutions/page-b2c0b25c61ec995c.js" async=""></script><script src="/elysee/site/_next/static/chunks/app/layout-9bd45e0d464120f8.js" async=""></script><link rel="preconnect" href="https://fonts.googleapis.com"/><link rel="preconnect" href="https://fonts.gstatic.com" crossorigin=""/><title>Élysée Finance — Libérez la trésorerie de votre patrimoine</title><meta name="description" content="Élysée Finance, courtage en immobilier spécialisé dans le refinancement et le financement hypothécaire. Cabinet à Paris, 10 rue de la Paix."/><link rel="icon" href="/logo-mark.png"/><link href="https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600;700;800&family=Inter:wght@300;400;500;600;700&family=Fraunces:ital,wght@0,400;0,500;0,600;1,400&display=swap" rel="stylesheet"/><script src="/elysee/site/_next/static/chunks/polyfills-42372ed130431b0a.js" noModule=""></script></head><body class="theme-clair"><header class="topnav "><div class="shell nav-inner"><a class="brand" href="/elysee/site/"><div class="brand-mark logo-mark"><img src="/elysee/site/logo-mark.png" alt="Élysée Finance"/></div><div class="col" style="gap:0"><div class="brand-text">ELYSEE FINANCE</div><div class="brand-tag">Libérez la trésorerie de votre patrimoine</div></div></a><nav class="nav-links"><a class="nav-link " href="/elysee/site/">Accueil</a><a class="nav-link " href="/elysee/site/societe/">La société</a><a class="nav-link active" href="/elysee/site/nos-solutions/">Nos solutions</a><a class="nav-link " href="/elysee/site/contact/">Contact</a></nav><div class="nav-right"><div class="nav-social"><a aria-label="LinkedIn" href="#"><svg viewBox="0 0 24 24" fill="currentColor"><path d="M19 3a2 2 0 012 2v14a2 2 0 01-2 2H5a2 2 0 01-2-2V5a2 2 0 012-2h14zM8.34 18.34v-7.5h-2.5v7.5h2.5zm-1.25-8.6a1.45 1.45 0 100-2.9 1.45 1.45 0 000 2.9zm11.41 8.6V14c0-2.4-1.28-3.5-3-3.5a2.6 2.6 0 00-2.35 1.3v-1.1h-2.5c.03.7 0 7.5 0 7.5h2.5v-4.2c0-.22.02-.45.08-.6.18-.45.6-.92 1.3-.92.92 0 1.28.7 1.28 1.72v4z"></path></svg></a><a aria-label="Instagram" href="#"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.6"><rect x="3" y="3" width="18" height="18" rx="5"></rect><circle cx="12" cy="12" r="4"></circle><circle cx="17.5" cy="6.5" r="1" fill="currentColor" stroke="none"></circle></svg></a></div><a class="nav-cta" href="/elysee/site/calculatrice/">+ Simulateur</a><button class="menu-btn" aria-label="Menu"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M3 7h18M3 12h18M3 17h18"></path></svg></button></div></div></header><div class="mobile-menu "><div class="head"><div style="display:flex;align-items:center;gap:14px"><div class="brand-mark logo-mark" style="border-color:#fff"><img src="/elysee/site/logo-mark.png" alt="Élysée Finance"/></div><div><div class="brand-text" style="color:#fff">ELYSEE FINANCE</div><div class="brand-tag" style="color:rgba(255,255,255,0.6)">Libérez la trésorerie de votre patrimoine</div></div></div><button style="color:#fff;width:44px;height:44px;border:1px solid rgba(255,255,255,.4)" aria-label="Fermer"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M6 6l12 12M6 18L18 6"></path></svg></button></div><div class="links"><a href="/elysee/site/"><span>Accueil</span><span class="num">0<!-- -->1</span></a><a href="/elysee/site/societe/"><span>La société</span><span class="num">0<!-- -->2</span></a><a href="/elysee/site/nos-solutions/"><span>Nos solutions</span><span class="num">0<!-- -->3</span></a><a href="/elysee/site/contact/"><span>Contact</span><span class="num">0<!-- -->4</span></a><a href="/elysee/site/calculatrice/"><span>Simulateur</span><span class="num">0<!-- -->5</span></a></div></div><section class="page-head with-img"><img class="page-head-img" alt="" src="/elysee/site/photos/hero-solutions.jpg"/><div class="page-head-overlay"></div><div class="ornament">02</div><div class="shell" style="position:relative;z-index:2"><div class="crumbs reveal" style="color:rgba(255,255,255,0.7)">— Accueil / Nos solutions</div><h1 class="reveal delay-1" style="color:#fff">Nos solutions — <span class="serif-italic gold">refinancement & financement.</span></h1><p class="lead reveal delay-2" style="color:rgba(255,255,255,0.85)">Refinancer un actif pour libérer de la trésorerie, ou financer une acquisition immobilière : deux leviers au service de vos projets patrimoniaux.</p><div class="reveal delay-3" style="margin-top:32px"><a class="btn gold" style="border-color:var(--gold);color:var(--gold)" href="/elysee/site/contact/">Prendre rendez-vous <svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a></div></div></section><section class="sec"><div class="shell"><div class="exp-list"><a class="exp-item reveal delay-0" href="/elysee/site/contact/"><div class="num">— <!-- -->01</div><h3>Le refinancement</h3><div class="desc">Donner en garantie un bien immobilier dont vous êtes propriétaire afin de dégager des liquidités, sans devoir le céder. Le montant accordé représente une fraction de la valeur du bien — généralement environ 60 %. Durées variables de 5 à 15 ans, avec amortissements pour les durées les plus longues.</div><div class="go"><svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></div></a><a class="exp-item reveal delay-1" href="/elysee/site/contact/"><div class="num">— <!-- -->02</div><h3>Le financement</h3><div class="desc">Le financement hypothécaire (ou prêt hypothécaire) est un crédit utilisé principalement pour acheter un bien immobilier — maison, appartement, terrain — où le bien lui-même sert de garantie au prêt. Durées de remboursement longues : entre 20 et 25 ans en moyenne.</div><div class="go"><svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></div></a><a class="exp-item reveal delay-2" href="/elysee/site/contact/"><div class="num">— <!-- -->03</div><h3>Avantages — Liquidités</h3><div class="desc">Le refinancement libère des liquidités grâce à la valeur de l'actif immobilier, sans cession du bien : vous restez propriétaire et maintenez le contrôle.</div><div class="go"><svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></div></a><a class="exp-item reveal delay-0" href="/elysee/site/contact/"><div class="num">— <!-- -->04</div><h3>Avantages — Trésorerie libre</h3><div class="desc">La trésorerie avancée n'est pas affectée : vous pouvez l'utiliser comme bon vous semble dans la plupart des cas.</div><div class="go"><svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></div></a><a class="exp-item reveal delay-1" href="/elysee/site/contact/"><div class="num">— <!-- -->05</div><h3>À qui s'adresse le refinancement ?</h3><div class="desc">Aux propriétaires exploitants désireux de générer des liquidités via un financement long terme et voulant conserver la propriété de leur bien.</div><div class="go"><svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></div></a><a class="exp-item reveal delay-2" href="/elysee/site/contact/"><div class="num">— <!-- -->06</div><h3>Appui patrimonial</h3><div class="desc">Le prêt hypothécaire vous permet de vous appuyer sur votre patrimoine immobilier pour disposer de liquidités sur des durées longues.</div><div class="go"><svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></div></a></div></div></section><section class="cta-block"><div class="ornament">elysée</div><div class="inner"><div class="eyebrow no-mark reveal" style="justify-content:center;display:inline-flex;color:var(--gold)">— Prendre rendez-vous —</div><h2 class="reveal" style="margin-top:24px">Discutons de votre <span class="serif-italic gold">prochain projet.</span></h2><p class="lead reveal delay-1">Nos conseillers vous accompagnent en toute confidentialité, en France comme à l'international.</p><div class="actions reveal delay-2"><a class="btn primary" style="background:var(--gold);color:var(--ink-2);border-color:var(--gold)" href="/elysee/site/contact/">Prendre rendez-vous <svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a><a class="btn ghost" href="/elysee/site/calculatrice/">Lancer le simulateur</a></div></div></section><footer class="footer"><div class="shell"><div class="footer-grid"><div><div style="display:flex;gap:14px;align-items:center;margin-bottom:24px"><div class="brand-mark logo-mark"><img src="/elysee/site/logo-mark.png" alt="Élysée Finance"/></div><div><div class="brand-text">ELYSEE FINANCE</div><div class="brand-tag">Libérez la trésorerie de votre patrimoine immobilier</div></div></div><p style="max-width:300px">Intermédiaire en Opération de Banque et Services de Paiement.</p></div><div><h5>Navigation</h5><a href="/elysee/site/">Accueil</a><br/><a href="/elysee/site/societe/">La société</a><br/><a href="/elysee/site/nos-solutions/">Nos solutions</a><br/><a href="/elysee/site/calculatrice/">La calculatrice</a><br/><a href="/elysee/site/contact/">Contact</a></div><div><h5>Newsletter</h5><p style="margin:0 0 14px;line-height:1.6">Inscrivez-vous à la newsletter</p><form class="footer-newsletter" action="/api/newsletter.php" method="post"><input 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rue de la Paix<br/>75002 Paris<br/><br/>Tél. 01 86 96 20 46<br/><a style="color:var(--gold)" href="/elysee/site/contact/">Nous contacter</a></p></div></div><div class="footer-bottom"><div>© 2026 ELYSEE FINANCE — Intermédiaire en Opération de Banque et Services de Paiement</div><div>Mentions légales · CGU · Politique de confidentialité</div></div></div></footer><script src="/elysee/site/_next/static/chunks/webpack-69e04c238a721e5b.js" 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